Thursday, March 11, 2010

Debt Counseling


Debt Counseling

  Getting your debt under control is a formidable task, and sometime counseling is a great idea. Below Is some information to help you get started .

Credit Reporting Agencies

www.equifax.com

www.experian.com

www.transunion.com

The above companies use a scoring system called FICO.

  This uses the following ratios to determine your credit score

   35%  Payment History

   30%  Amount owed to all creditors

   15%  Length of credit History

   10%  Types of credit Used

  Your score is what all creditors use to evaluate your credit worthiness.

Click The Links below to download the files

UseFul Links

Daily Expenditures

Expense WorkSheet

Credit Cards And Money Control

Credit Counselors

www.cinlegal.com

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